Rite Credit Card

  • White Facebook Icon
  • White Twitter Icon

12780 High Bluff Drive San Diego, CA 92130

Tel: 858-436-6585

Find the Perfect Credit Card for You

Get personalized results, compare offers, and apply for the credit card that serves you best.

All credit card offers are placed into categories according to their benefits and issuer. Apply at CreditCards.com for a secure online application.

Choose a top feature for excellent credit

Check Your Credit Score for Free

How do I get a credit card if I have no credit history on my financial history?

So where do you actually start? You can’t build credit without having credit card or credit accounts, and you sometimes can’t get credit as a student without your credit history. 

In these days, credit is required for almost everything from getting a cell phone, renting an apartment and applying for a student or car loan. Luckily, one of the best times to build credit is when you’re still going to school. Here’s what you need to know when applying for your first credit card, follow these steps to build a good credit history.


Apply for a credit card

When you are a student with a limited credit history, or currently have no debt or credit, you may not have a credit score because the credit bureaus have no way to track your ability to repay loans or pay your bills on time. Your credit score is made up with multiple of factors. One of the most important factors is your credit history. However, in opposite of to what you may think, one of the best ways to build your credit history is to apply for and responsibly use a credit card. You can also get a credit card with credit cards for bad credit. There are specific programs for this, such as secured cards, secured credit cards. After getting yo certain level or score on your credit you can apply for credit cards for fair credit. 

Capital One® Quicksilver® Cash Rewards Credit Card

  •  Good to ExcellentCredit
  •  Recommended (670-850)

Chase Freedom Unlimited®

  •  Good to ExcellentCredit
  •  Recommended (670-850)

Discover it®

Cash Back

  •  Good to ExcellentCredit
  •  Recommended (670-850)